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Is It Better to Rent Than to Buy in Today’s Housing Market?

Is it better to rent than to buy in today’s housing market? Some real estate experts say yes! This is due to fast-rising home prices and higher mortgage rates that have shifted the calculation to rent. The monthly costs of buying and owning a home that you occupy are up 14 percent over the past year, more than three times the annual increase in rent rates nationally, according to Realtor.com. Rents are up just 4 percent. The number of

3 Hacks for Refinancing Your Mortgage in 2018

Planning on refinancing your home this year? If the mortgage interests rates are lower than when you purchased then you can reduce your monthly mortgage payments. Here are 3 hacks for refinancing your mortgage in 2018.

1.) Loan Term Reduction: If you have a 30-year mortgage that you’ve had for several years then choosing a shorter-term refinance, such as a 15- or 20-year mortgage may allow you to enjoy a lower interest rate. You also might consider refinancing a fixed-rate loan into an adjustable-rate mortgage,

Top Real Estate Trends Predicted for 2018

2018 is here and the real estate market is continuing to evolve with new growth and challenges. Here are some of the top real estate trends predicted for 2018 by real estate experts.

More Homes: Buyers will be more in control as the housing supply will finally catch up with buyer demand, according to a report by Realtor.com. Home prices are still expected to climb and more houses could be for sale toward the end of the year, giving home buyers a greater selection to

Little White Lies that Hurt Your Home Buying Chances

At some point in our lives, we’ve probably had to tell a little white lie. And while most of us feel a little fib here and there won’t hurt anything, when it comes to buying a Phoenix home, honesty is always the best policy. And because obtaining home financing and an affordable mortgage can be a tough process for homebuyers, it’s understandable that some would chose to stretch the truth to work in their favor. Turns out, those small untruths can

Top 5 Things to Do Before Officially Moving In

Moving into a new home or a rental home in Phoenix this fall? Congratulations! After months of saving, searching, waiting, and sifting through paperwork you’re finally ready to unload those moving boxes and start getting settled in. But before you unpack those boxes and lay out that welcome mat, don’t forget the top 5 things to do before officially moving in.

You’ve got the power: There’s nothing worse than moving into your new home only to find you have no electricity. So don’t

5 Fun Fourth of July Facts You Never Knew

The 4th of July is here, and it’s time to celebrate Independence Day! But before you bring out the (legal) fireworks, fire up the grill, and partake in all the fun and festivities, be sure to take some time to remember why we celebrate this momentous day. To help you get in a celebratory patriotic spirit, here are 5 fun Fourth of July Facts you never knew!

1.) Thomas Jefferson was ahead of his time: Thomas Jefferson drafted the Declaration of Independence on

How to write a rental application cover letter when you have bad credit

Planning to rent a home in Phoenix but have bad credit? You’re not alone. Nearly a third of Americans have a credit score lower than 601 — the distinction between bad and fair credit — according to credit bureau Experian. Phoenix property management companies and landlords will run a credit report on you and if they discover your bad credit, they are more likely to deny your application. So what do you have to do to rent an

Top 3 Tips for First Time Renters

So, you’re finally ready to rent a space of your own for the first time. And while visions of independence, freedom and setting up your new rental home are at the forefront of your mind, it’s important to be proactive and know exactly what you’re in for. With that in mind, here are the top 3 tips for first time renters Phoenix property management companies want you to know before you make your move.

Be a budget boss: Whether you’re renting a Phoenix home managed

Top 5 mistakes keeping you from renting a place

Do you find you’re having trouble every time you try to rent a home in Phoenix? Phoenix property managers look for more than just a steady income when doing their background check. When screening potential tenants, a slew of information comes up that could be hurting your chances of landing a Phoenix rental home that you didn’t even know about. Here’s a list of the top 5 mistakes keeping you from renting a place.

1.) Evictions: If Phoenix property managers and landlords see

5 steps to buying a home you can actually afford

Want to buy a home in Phoenix? Before you make a financial and emotional investment into the American dream of being a homeowner, remember these 5 steps to buying a home you can actually afford.

1.) Get your finances in order: Think you make enough money to buy a home in Phoenix? Personal finance experts say a good rule of thumb is to make sure make sure the total monthly payment doesn’t consume more than 30 percent of your take-home pay.